NGO
Another Way (Stichting Bakens Verzet), 1018 AM Amsterdam, Netherlands.
01. E-course :
Diploma in Integrated Development (Dip.
Int. Dev.)
Edition
01:14 November, 2009


Value: 06
points out of 18 .
Expected work
load: 186 hours out of 504.
The points
are finally awarded only on passing the consolidated exam for Section B : Solutions
to the Problems.
Fourth
block: The structures to be created.
Value : 03 points out of 18
Expected work load: 96 hours
out of 504
The points are
finally awarded only on passing the consolidated exam for Section B :
Solutions to the Problems.
Fourth
block: The structures to be created.
Section 3: Financial
structures.[24 hours]
20.00 hours :Financial
structures.
04.00 hours : Preparation report.
Section 3: Financial
structures.[24 hours]
20.00 hours :Financial
structures : analysis.
1. The basic concepts - introduction. [ 2.5 hours]
2. The basic concepts – more
details. [ 2.5 hours]
3. The local money
systems - introduction [ 2.5
hours]
4. The local money systems –
more details. [ 2.5 hours]
5. The interest-free micro-credit
systems - introduction.[2.5
hours]
6. The interest-free
micro-credit systems - more details.[2.5
hours]
7. The cooperative purchasing groups - introduction. [2.5 hours]
8. The cooperative purchasing
groups – more details. [2.5 hours]
04.00 hours : Preparation report.
Section 3: Financial
structures.[24 hours]
20.00 hours :Financial
structures : analysis.
1. The basic concepts - introduction. [ At least 2.5
hours]
The goal of integrated development projects under the Model is to create a cooperative interest-free,
inflation-free, local economic environment
where individual initiative and true competition are free to flourish.
Doing this means :
1. Introducing local money systems.
2. Introducing interest-free micro-credit systems without
formal money costs.
3. Creation of cooperative purchasing groups without
formal money costs.
At the beginning of the course in section 01 Definition of poverty
you came across concepts such
as:
“Poverty
is created scarcity” Wahu Kaara, point 8 of the Global Call to Action Against
Poverty, 58th annual NGO Conference, United Nations, New York 7th
September 2005.
and,
on how money works :
"Money
is not the key that opens the gates of the market but the bolt that bars them.
"Gesell, Silvio, The Natural Economic Order, revised English edition,
Peter Owen, London 1958, page 228.
In
section 1 of block 1 analysis of the causes of poverty (02. Some factors linked with poverty) the
issue of the «value » of money was raised. In sections 03. Debts and
subsidies- analysis and 03. Debts and subsidies – in depth analysis
money was mentioned in debt terms.
The
following slides are part of annexe 09.16
A simple introduction to local money systems of the Model.
Page 02 : What is money?
Page 03 : Formal money is not necessary
Page 04 : Forming a group
Page 05 : Rotation
Page 06 : “Doits” (Each group gives its own to its local
currency)
Page 07 : Average hourly wage
Page 08 : Balance
Page 13 : Cheque form
Money
represents a right to transfer goods and services.
Read
annexe 09.43 NEW ECONOMICS FOUNDATION, LONDON 2002 : PLUGGING THE
LEAKS : HANDBOOK ON LOCAL ECONOMIES to the Model.
Page
17 reads :
«Imagine
your economy as a bucket. The money that comes into your area will flow
straight out again if there are many holes in the bucket. A full bucket means
that local people have enough money to be able to buy what they need for a good
quality of life. But if your bucket is leaky then to fill the bucket you will
need to pour the money in at a faster rate than it is pouring out. So there are
two strategies to fill a bucket – you can pour in the money faster, or you can
slow down its leakage by plugging some of the leaks.»
1.
Opinion.
On
one page compare the leakage of water through the holes in the bucket with
financial leakage as studied in section
1 of block 1 analysis
of the causes of poverty.
Page
18 reads:
«Suppose
you paint a pound coin red and watch where it goes. Every time it changes hands
within a community, it means income for a local person. The more times it
changes hands, the better for that community. In fact, money that is re-spent
in a local area is the same as attracting new money into that area. Either way,
it is new money into the hands of the person who receives it. »
2.
Opinion.
Give
a one-page explanation of the concept : «money that is re-spent in a local area is the same as
attracting new money into that area »
Read
annexe 09.52
: DEVELOPMENT AND SUSTAINABILITY, CAPRA FRITJOF, CENTER FOR
ECOLITERACY, BERKELEY, 2005 of the Model.
(1) Development is a Northern concept. The league
table—"developed/developing/underdeveloped"—is arranged according to
Northern criteria. Those countries that are "developed" are those
that have adopted the Northern industrial way of life. It is a profoundly
mono-cultural concept. To be a developing country means to be succeeding in the
aspiration of becoming more like the North.
(2)
Development means economic development. No other social aspirations or cultural
values are allowed to get in the way. If they can coexist with that
development, okay; if they can't coexist with it, they are overridden.
(3)
Economic development is a top-down process. Decisions and control rest firmly
in the hands of experts, managers of international capital, bureaucrats of
state governments, the World Bank, the IMF, etc.
The
concept of development comes from rich countries. For them
«development » means «economic development”. That
«economic development » is
controlled from top to bottom by interests based in industrialised
countries.
3.
Opinion.
On
two pages, first write a short introduction, then your opinion on each of
the three points raised by Capra, and your conclusion.
On
the other hand, according to Capra (p. 4), the vision of global civil society
it that:
“....
the development process is not purely an economic process. It is also a social,
ecological, and ethical process—a multidimensional and systemic process. The
primary actors in development are the institutions of civil society—NGOs and
other associations based on kin, on neighbourhood, or on common interests.”
According
to Simonson M., Étude d’un système d’échange de services sans argent, (Study of a money-free system of exchange)
Sociology Thesis, Université Catholoque de Louvain, undated) (Resource
available in French only)
«In
anthropology, it was Marcel Mauss 19 (1872-1950) [M. MAUSS, Écrits politiques, textes réunis par
M. Fournier, Paris, Fayard, 1997 ; M. MAUSS, Essai sur le don, Paris, PUF, 1996] who was the first to express
the idea of money as a holistic principle, or rather as a total social fact
which crosses and mixes all social functions. As something expiring faith and
confidence, from which it derives its value, it has not only a financial
meaning, but a political, moral, social,
and psychological one as well» . (Translation T.E.Manning).
4.
Opinion.
Mauss’s vision
of money as a holistic principle is not
comparable with that of development expressed by Capra. On one page explain why.
◄ ►
◄ Fourth block : Section 3 : The financial structures.
◄ Fourth block : The structures to
be created.
◄ Main index for the
Diploma in Integrated Development (Dip. Int. Dev.)
◄ List of key words.
◄ List of references.
◄ Course chart.
◄ Technical aspects.
◄ Courses available.
◄ Homepage Bakens Verzet
"Money
is not the key that opens the gates of the market but the bolt that bars
them."
Gesell,
Silvio, The Natural Economic Order, revised English edition, Peter Owen, London 1958, page 228.
“Poverty is created scarcity”
Wahu Kaara, point 8 of the Global Call to Action Against Poverty, 58th
annual NGO Conference, United Nations, New York
7th September 2005.

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